Cash App Settlement Payment: Eligible Users Could Receive Up to $147 has become one of the most talked-about class action settlements of 2026, especially among folks who received unexpected promotional texts from Cash App. If you’re living in the U.S.—especially Washington State—you might’ve already seen news headlines, TikToks, or even emails telling you that you could be owed money. So what’s the deal? Is it legit? How do you claim your piece of the pie?
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Cash App Settlement Payment
The Cash App Settlement Payment is a strong reminder that consumer rights matter and that digital consent is no joke. If you were a Washington resident who received Cash App referral texts between 2019 and 2025 — and you filed a claim — you could be receiving up to $147 this year. Keep an eye on your payment method, check your claim status, and remember: always read the fine print before sharing your phone number with apps. Your inbox is your space. Defend it.
| Feature | Details |
|---|---|
| Settlement Amount | $12,500,000 |
| Individual Payout | Estimated $88 to $147 |
| Eligibility Window | Nov 14, 2019 – Aug 7, 2025 |
| Claim Deadline | October 27, 2025 |
| Payment Period | Early to mid-2026 |
| Eligibility Criteria | Washington State residents who received unsolicited promotional texts from Cash App |
| Company Involved | Block, Inc. (formerly Square) |
| Official Website | https://www.cashappsecuritysettlement.com |
What Is the Cash App Settlement Payment?
The Cash App Settlement Payment comes from a federal class action lawsuit that accused Block, Inc. of violating Washington State privacy and spam laws by sending unsolicited promotional and referral messages via SMS (text message).
Let’s break that down: Cash App encouraged users to “Invite Friends” and earn cash when others signed up. Nothing wrong with that on the surface. But several people complained they received these referral texts without giving any consent — a big no-no under consumer privacy laws.
The lawsuit, filed in U.S. District Court, alleged that the messages violated Washington’s Commercial Electronic Mail Act and Consumer Protection Act, which require clear, affirmative consent before marketing messages can be sent.
Instead of continuing the legal battle, Block, Inc. agreed to pay $12.5 million to settle the case. That’s where the up to $147 per person comes in.
Who Is Eligible for a Cash App Settlement Payment?
You can’t just be a Cash App user to get a payout. You have to meet specific criteria, including:
- Residency in Washington State during the time the messages were sent.
- Receipt of unsolicited promotional or referral text messages from Cash App.
- Messages received between November 14, 2019 and August 7, 2025.
- No express consent given to receive those messages.
- Submission of a valid claim form by October 27, 2025.
If you check all those boxes and filed in time, you’re in the payout pool.
Note: People who opted out of the class action or didn’t file by the deadline won’t receive anything, even if they got messages.
Why Was Cash App Sued in the First Place?
Cash App’s referral feature was meant to grow its user base by having existing users invite others. But the app allegedly sent those invitations automatically, or encouraged users to trigger SMS messages without confirming the recipient’s consent.
Plaintiffs argued that this violated:
- Washington State’s Commercial Electronic Mail Act
- Washington Consumer Protection Act
These laws are designed to protect residents from digital intrusions and spam marketing. And in a world where data breaches, robo-texts, and shady promotions are the norm, consumers and courts are holding companies more accountable.
The case didn’t go to trial — Block, Inc. didn’t admit guilt, but agreed to the settlement to avoid prolonged litigation and legal costs.
How Much Will Each Person Receive?
Payouts depend on a few factors:
- Total number of valid claims filed
- Amount left after attorneys’ fees, admin costs, and court-approved deductions
As of the latest update, estimates suggest eligible claimants will receive between $88 and $147. That’s a decent chunk of change for simply receiving an unwanted text message.
While some may end up with slightly less, the higher-end payouts will go to those who received multiple messages or had more extensive claims.
How Will You Receive Your Cash App Settlement Payment?
If you submitted a valid claim, you had a choice of:
- Direct Deposit
- Mailed Check
- Electronic Transfer (e.g., PayPal, Venmo, Zelle)
Most payments are expected to go out in early to mid-2026. If you haven’t received anything yet, it doesn’t mean you’re out — it could still be processing.
Keep in mind: Class action payments often take several months to finalize.
How to Check the Status of Your Claim?
Here’s your easy guide to checking where things stand:
- Visit the official settlement website:
https://www.cashappsecuritysettlement.com - Click on “Claim Status” or similar prompt.
- Enter your Claim ID or the email/phone number associated with the claim.
- For further help, contact the settlement administrator:
Phone: 1‑888‑488‑1181
Email: CFPBinquiry@cash.app
They’ll let you know if your claim was approved and when your payment is expected.
Legal and Professional Takeaway
For professionals in law, fintech, or marketing, this case offers valuable lessons:
- Consent matters: Even seemingly harmless referrals can break laws if permission isn’t clearly obtained.
- Class actions are growing: As users become more privacy-conscious, companies face increased exposure for digital missteps.
- Washington sets an example: State laws, when enforced, can result in major payouts and influence nationwide standards.
According to data from the Electronic Privacy Information Center (EPIC), complaints about text-based advertising increased 48% from 2020 to 2024. This case reflects broader enforcement trends across the country.
What Cash App Settlement Payment Means for You as a Consumer?
This isn’t just about Cash App. It’s about your right to control who contacts you and how. Companies have to respect your digital space. If they don’t, the law can hold them accountable.
Practical tips to protect yourself:
- Don’t ignore promotional messages — screenshot and save them.
- Report violations to the FTC or state attorney general’s office.
- Unsubscribe or reply “STOP” if you start receiving texts you never asked for.
- Use spam-blocking apps or your phone’s built-in features to block unwanted numbers.
Other Class Action Settlements You Should Know About
Missed this one? There are dozens of active class action lawsuits every year.
Check out these resources:
- TopClassActions.com – tracks current consumer settlements
- FTC.gov – updates on federal enforcement
- ClassAction.org – lawsuit information and settlement portals
Recent examples include:
- Apple iPhone Batterygate Settlement – up to $90 per user
- Facebook BIPA Settlement – $397 per person for privacy violations
- Capital One Data Breach Settlement – approx. $190 per claimant
Infosys McCamish Wins Final Approval for $17.5 Million Class Action Settlement – Check Details
Class Action Settlements 2026 – The Biggest Payouts This Year and What They Mean for Consumers
$2,500 Data Breach Settlement Claim Deadline – Final Chance to Seek From Six Insurers
