$750 + $890 Double CPP Payment: If you’ve seen online posts claiming that Canadians will receive a “$750 + $890 Double CPP Payment in December 2025,” you’re not alone. The story has been making the rounds on Facebook, YouTube, and even WhatsApp. It sounds exciting — who wouldn’t want an extra holiday deposit? But here’s the truth: there’s no official government confirmation about any “double” or “bonus” CPP payment in December 2025. This claim is false, and the Government of Canada has already released its payment calendar for the year, which includes only the regular monthly deposit. In this article, we’ll break down what’s really happening, where this rumor came from, what the actual CPP payment schedule looks like, and how to make the most of your retirement benefits.
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$750 + $890 Double CPP Payment
The idea of a $750 + $890 Double CPP Payment in December 2025 sounds great — but it’s simply not true. There are no double deposits, bonuses, or special CPP payouts confirmed by the Government of Canada. The actual December CPP payment will be made on December 22, 2025, as part of the normal monthly schedule. Stay informed and don’t believe everything you see on social media. CPP remains one of the most stable and reliable pension systems in the world — just not one that hands out surprise holiday bonuses.
| Topic | Details |
|---|---|
| Claim | $750 + $890 Double CPP Payment in December 2025 |
| Status | False – No government announcement |
| Official CPP Payment Date (Dec 2025) | December 22, 2025 |
| Source | Government of Canada – Benefit Payment Calendar |
| Average CPP Monthly Payment (2025) | Around $758/month (age 65) |
| Maximum CPP Monthly Payment (2025) | Up to $1,364.60/month |
| Type of Benefit | Monthly pension based on contributions |
| Fact Check Result | No evidence of any bonus or double payment |
| Action | Check your payments at My Service Canada Account |
Where Did the $750 + $890 Double CPP Payment Rumor Start?
The rumor about a “$750 + $890 Double CPP Payment” began circulating on social media blogs in mid-2024. Some of these websites claimed that the government would send an “inflation relief bonus” to seniors before Christmas 2025. They used the numbers $750 and $890, which actually represent the average monthly CPP payment amounts from previous years.
This misunderstanding grew quickly because of how believable it sounded. Many Canadians have been struggling with inflation, housing costs, and grocery bills. So, when people saw posts about an “extra check” or “holiday bonus,” it felt hopeful. Unfortunately, these claims are not based on official government communication.
The Government of Canada, through Service Canada, has repeatedly said that the CPP (Canada Pension Plan) is a fixed, structured pension with regular, scheduled payments — not a program that sends out random bonuses or holiday top-ups.
The Real CPP Payment Schedule for 2025
CPP payments are issued once a month. The schedule is updated every year on the official Government of Canada website.
Here are the confirmed payment dates for the last quarter of 2025:
- October 28, 2025
- November 26, 2025
- December 22, 2025
That’s it. One payment per month. The “double” or “bonus” payment doesn’t exist.
These payments are deposited directly into your bank account, usually within 24 hours of the date listed. If there’s a delay, it’s typically due to bank processing time — not a missing or extra deposit.
How the CPP System Actually Works?
The Canada Pension Plan is a retirement benefit that replaces part of your income when you retire. The more you contribute during your working life, the higher your monthly benefit will be.
1. Contributions
While you’re working, you contribute 5.95% of your pensionable earnings (in 2025) up to the annual limit of $68,500. Employers match that contribution, which helps build your future pension.
2. Age of Retirement
You can start receiving CPP as early as age 60 or as late as age 70.
- If you start early, your benefit is reduced by 0.6% per month before age 65.
- If you delay until after 65, your payment increases by 0.7% per month, up to a maximum of 42% more by age 70.
So, if you can wait a few years and you’re in good health, delaying can give you a much higher monthly amount.
3. Amount You Can Expect
The amount depends on how much you’ve contributed and for how long.
- Average monthly payment (2025): around $758 for new retirees.
- Maximum payment (2025): $1,364.60 per month for those who contributed the maximum for 39+ years.
Why the $750 + $890 Double CPP Payment Figures Are Misleading?
The rumor’s numbers — $750 and $890 — come from real but unrelated data. The $750 reflects the average CPP benefit for a new retiree in 2024, and $890 represents an approximate mid-range payment for individuals who delayed CPP or had higher contributions.
People combined these figures and assumed the government planned to issue them as two separate payments, calling it a “bonus” or “double deposit.”
But the Government of Canada has issued no statement, policy, or press release confirming any such payments. The real payment calendar remains consistent and transparent.
Historical Increases and Inflation Adjustments
CPP payments do increase — but not through sudden bonuses. They rise each January through indexation to the Consumer Price Index (CPI), helping your pension keep up with inflation.
Here’s a quick look at the recent trend:
| Year | Average CPP Payment | Increase Rate |
|---|---|---|
| 2021 | $689.17 | +1.0% |
| 2022 | $702.77 | +2.7% |
| 2023 | $717.15 | +3.3% |
| 2024 | $758.32 | +4.3% |
| 2025 (Projected)** | $780+ | +3.2%–3.5% (expected) |
The annual increase ensures that seniors’ benefits remain stable even as the cost of living rises — but again, this happens once a year, not twice a month.
How to Maximize Your CPP Benefits?
Even though there’s no double payment, there are smart ways to increase your CPP income legally and effectively.
1. Delay Taking CPP
If you can wait until 70, your monthly payment could increase by up to 42%. This is ideal for people in good health with other sources of income.
2. Keep Working After 65
You can continue contributing to CPP even while receiving it, which earns you Post-Retirement Benefits (PRB) — extra lifetime payments added to your main CPP.
3. Fill in Gaps in Your Record
You can check your contribution history through your My Service Canada Account. If there are missing years or errors, correct them early to avoid losing money.
4. Combine with Other Benefits
CPP works alongside Old Age Security (OAS) and the Guaranteed Income Supplement (GIS). Coordinating these can create a stable retirement income.
CPP vs. U.S. Social Security
For cross-border readers, it helps to understand how CPP compares to U.S. Social Security. Both are similar, but with key differences.
| Feature | CPP (Canada) | Social Security (USA) |
|---|---|---|
| Funded by | Worker & employer contributions | Worker & employer payroll taxes |
| Max Monthly Benefit (2025) | $1,364.60 CAD | $3,800 USD |
| Start Age | 60–70 | 62–70 |
| Inflation Adjustment | Yes | Yes |
| Extra “Bonuses” | No | No |
The bottom line: neither system pays “double” or “bonus” benefits — but both adjust annually for inflation.
Beware of CPP-Related Scams
Whenever rumors like this spread, scammers jump at the opportunity. Thousands of seniors have been targeted with fake “CPP bonus” emails or phone calls asking for personal details.
Here’s what to watch for:
- Emails claiming “You’ve been approved for a CPP bonus” — these are phishing attempts.
- Fake websites mimicking Canada.ca — always verify URLs before logging in.
- Text messages asking for your SIN or bank info — the government never texts you for that.
- Phone calls demanding payment or “activation fees” for bonuses — these are fraudulent.
$1576 CPP Payment Coming in December 2025: Who will get it? Check Eligibility
Practical Example: Spotting a Fake Bonus Post
Imagine a Facebook post says:
“BREAKING NEWS: Canadian seniors will receive $890 CPP bonus this Christmas!”
It includes a photo of a government logo and a link to an unfamiliar website.
Before clicking, think:
- Does it link to Canada.ca?
- Does it appear in official government news releases?
- Has any major outlet (CBC, CTV, Global News) reported it?
If not, it’s almost certainly fake. Delete it and move on.
