$147 Cash App Settlement Payment: You may have seen viral headlines claiming that $147 Cash App settlement payments are being sent out to U.S. residents. It sounds like free money — but is it legit? Who’s eligible? How much will people actually receive? Here’s the full breakdown — no fluff, no clickbait. Just the real deal, written clearly enough for a 10-year-old but with the detail professionals, compliance officers, and everyday consumers can trust.
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$147 Cash App Settlement Payment
The $147 Cash App settlement is a legitimate class action payout linked to a privacy lawsuit over unsolicited promotional texts sent between 2019 and 2023. While the claim deadline has passed, the impact of the case is ongoing — especially as it sets precedents for how companies handle user data and consent. Eligible Washington residents who filed claims by the October 2023 deadline are now receiving their payments. If that’s you, keep an eye on your bank account, inbox, or mailbox. For everyone else, this case is a reminder that your privacy rights matter — and companies can be held accountable for crossing the line.
| Topic | Details |
|---|---|
| Settlement Fund | $12.5 million |
| Max Individual Payment | Up to $147 |
| Average Payment Range | $88–$147 |
| Eligibility | Residents of Washington State who received Cash App referral texts |
| Message Dates Covered | November 14, 2019 – August 7, 2023 |
| Claim Deadline | October 27, 2023 (closed) |
| Final Court Approval | December 1, 2023 |
| Payments Begin | Early 2024 |
| Official Website | cashappsecuritysettlement.com |
What Is the $147 Cash App Settlement Payment?
The $147 Cash App settlement is part of a class action lawsuit filed against Block, Inc., the company behind the Cash App mobile payment platform.
The lawsuit, titled Bottoms v. Block, Inc., alleged that Cash App sent unsolicited text messages promoting the app’s referral program — without getting people’s prior express consent. That’s a violation of both federal and state privacy laws, including:
- The Telephone Consumer Protection Act (TCPA)
- The Washington Consumer Protection Act (CPA)
- The Washington Commercial Electronic Mail Act (CEMA)
Rather than fight the case in court, Block, Inc. chose to settle for $12.5 million — not as an admission of wrongdoing, but to resolve the matter efficiently.
Background: What Triggered the Lawsuit?
The suit was brought by Kimberly Bottoms, a Washington State resident, who received a promotional text from Cash App that she never signed up for. The message invited her to install the app and earn referral bonuses.
According to court documents, these texts were part of Cash App’s referral program. The issue? People were receiving messages without consent, potentially violating both automated message rules and privacy rights under federal and state laws.
When these texts are sent to large numbers of individuals using automated systems, they can constitute illegal spam — especially when recipients didn’t opt in.
Why $147 Cash App Settlement Payment Matters for Consumers and Businesses?
The outcome of this case sends a strong message:
- For consumers: You have the right to control who contacts you and how. If a company texts you without your permission, that’s potentially a violation of federal law.
- For businesses: This case reinforces the importance of getting clear, verifiable user consent before sending marketing or referral messages.
Today, companies that automate outreach must document consent processes and maintain opt-in records or risk serious legal and financial consequences.
Who Qualified for the $147 Cash App Settlement Payment?
Despite what some viral social media posts suggested, not everyone in the U.S. qualified for this payout. It was a limited eligibility settlement based on these criteria:
Eligibility Requirements:
- You received a Cash App promotional or referral text message.
- The message was received between November 14, 2019 and August 7, 2023.
- You were a resident of Washington State at the time you received the message(s).
- You did not give prior consent to receive the promotional text.
- You submitted a valid claim by October 27, 2023.
Only people who met all five conditions qualified for a payment.
This was not a general nationwide settlement — it was specific to Washington State, where privacy laws are more stringent than in many other states.
How Much Money Did People Actually Receive?
The settlement fund totaled $12.5 million — but after legal fees, administrative costs, and the lead plaintiff’s award, the amount left for distribution to class members was lower.
Estimated Payouts:
- Maximum per person: $147
- Average expected range: $88–$147
- Method of payment: Check, direct deposit, PayPal, Venmo, or digital card (as chosen when filing the claim)
The number of valid claims determined the final payment amount. Fewer claims = more money per person. More claims = smaller slices.
Let’s say 75,000 people filed valid claims:
$12.5 million ÷ 75,000 = approx. $166 per person (before admin/legal costs)
Based on final numbers, actual payments averaged between $88 and $147 — in line with the official estimates on the settlement website.
Timeline: When Were Payments Sent?
Payments were scheduled to begin in early 2024 following final approval on December 1, 2023. Settlement administrators, JND Legal Administration, reviewed all submitted claims for accuracy.
Key Milestones:
- August 2023: Claims process opens
- October 27, 2023: Claims deadline
- December 1, 2023: Final court hearing
- January–March 2024: Payments sent to approved claimants
If you qualified and haven’t received your payment yet, check your:
- Bank account (if you chose direct deposit)
- Email (spam folder) for digital card details
- Mailbox for a physical check
Legal and Financial Breakdown
The final court documents disclosed:
- Class Counsel Fees: $3.125 million (25% of the fund)
- Litigation Costs: ~$90,000
- Service Award to Kimberly Bottoms: $2,500
- Remaining Balance to Class Members: Approx. $9.3 million
These numbers were approved by the judge and are in line with national norms for class action cases.
Why Cash App Settled (and What It Means for You)?
Cash App did not admit wrongdoing. However, settling was likely cheaper, faster, and less risky than fighting in court.
This kind of proactive settlement:
- Avoids a prolonged trial
- Reduces brand damage
- Limits future legal exposure
It also protects consumers’ rights — even if individual payments are small. Collectively, settlements like this hold tech companies accountable for aggressive or sloppy marketing practices.
Consumer Privacy: The Bigger Picture
This case is just one of many in recent years targeting tech firms for privacy and marketing violations. Other notable settlements include:
- Facebook’s $725 million privacy settlement (2023)
- Google’s $23 million search data settlement (2023)
- TikTok’s $92 million biometric data case (2021)
These cases show that courts are taking user privacy seriously — and that consent-based marketing is becoming the legal standard, not the exception.
Common Scams to Avoid
Since news of the Cash App settlement went viral, some scammers have tried to take advantage.
Watch out for:
- Fake emails asking for personal info
- Texts asking for your Cash App login
- Websites claiming you can still file a claim
Legitimate settlement communication will come from:
- @cashappsecuritysettlement.com
- JND Legal Administration
- Or the official website itself: www.cashappsecuritysettlement.com
If in doubt, do not click — go directly to the official site.
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